Common Cause of Loss Deductible

Unique savings from an uncommon company.

With an uncommon insurance company like ANPAC®, you can depend on our unique Common Cause of Loss Deductible that saves each of our customers hundreds of dollars in deductibles from a common occurrence, such as a fire, hailstorm, tornado or hurricane. With this unique money-saving feature, you pay only one deductible per occurrence regardless of the number of items of property damaged or destroyed.

For comparison, here are some typical deductibles from one damaging event:

FOUR POLICIES - ONE DEDUCTIBLE!
The following example lists the deductibles you would pay in the event that all of these properties were damaged in the same event, such as fire.
ANPAC® Other Companies
Vehicle 1 $250 Vehicle 1 $250+
Vehicle 2 $250 Vehicle 2 $250+
Boat $100 Boat $100+
House $500 House $500+
Only One Deductible $500 Total All Deductibles $1100+

In addition to our Common Cause of Loss Deductible feature, ANPAC® is also proud of our quick claim response and the time our adjusters take to explain to each customer the claims process.

In fact, the majority of our customers rate our claims service as excellent!

*Not available in all states. Common Cause of Loss Deductible does not apply to agribusiness or commercial coverage.


Some eligibility requirements may apply. Not available in all states. This page contains only a general description of the coverages and is not a statement of contract. All coverages are subject to the insuring agreements, exclusions and conditions of the policy, and applicable endorsements.
   
 
   
 


American National Insurance Company, Galveston, TX
American National Property and Casualty Companies, Springfield, MO

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent. All products, coverages, and options are not available in all states, and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.