Country Estate Insurance (Part-Time Farmer)

Coverage for the hobby farmer.

Whether you have a modest fruit and vegetable stand, a small pick-your-own Christmas tree operation, or a few horses out to pasture... if you have a farm, no matter how small, you have risks.

As an offshoot of American National Property and Casualty Company's (ANPAC®) Special Farm Package 10, the Country Estate program was designed for people who enjoy farming on the side, but make the majority of their income elsewhere. Country Estate goes beyond traditional farm coverage, providing a flexible farm package that's tailored to the needs of hobby farmers like yourself.

Who can qualify for Country Estate?

Generally, if you have less than $13,000 of farming income, and have 10 or less large animals (except horses which are limited to 5 maximum) or 40 or less small animals, you could qualify for Country Estate.

Adaptability

At ANPAC, we understand that a standard one-size-fits-all policy simply doesn't fit everyone. Your operation is unique, and your insurance coverage should address this fact.

Depending on the coverages desired, you may customize your policy by choosing among five divisions and a variety of options within those divisions.

Similar perils (causes of loss, such as wind, fire, theft, etc.) are combined into groups, to achieve the combination of coverages that are right for you.

The five divisions include:

  • Residences and Household Contents
  • Buildings and Building Contents
  • Farm Personal Property
  • Scheduled Personal Property
  • Liability

Flexibility

Unlike the homeowners policy you may be using now to cover your farming exposures, Country Estate allows you to customize your policy more precisely to match you individual needs.

Is Country Estate right for me?

Protection tailored just for you helps ensure you're getting exactly what you need and that you're not paying for extra coverages you don't want. Don't take the fun out of your hobby by not preparing yourself for the unexpected.

Talk to Larry Kotten for details on how the Country Estate program could be adapted to meet your personal needs.
   
 
   
 


American National Insurance Company, Galveston, TX
American National Property and Casualty Companies, Springfield, MO

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent. All products, coverages, and options are not available in all states, and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.